Personal Student Loans
Those of you that are looking for personal student loans are most likely looking for private student loans. You’re looking for student loans from a person right? If so, the term you want to start looking for is private student loans.
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Debt Student Loans
How To Pay Back A Lot Of Student Loans To Save Your Credit
How To Get out Of College Student Credit Card Debt
Common Types Of Private Student Loans
Which Student Cards Are The Best Credit Cards For Students

I want basically get a loan for $38,500 and pay off all my bills. can i make 1 payment on the $38,500.
As long as i don’t run the credit card back up or acquire any more debt i will have the one payment. Yes sometimes this will result in a lower payment.
Before i make sure the interest rate is lower than the debts i have. Otherwise only consolidate the bills that will bring a lower fixed interest rate.