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	<title>Comments on: Working Towards Unsecured Credit Cards &#8211; For People With Bad Credit</title>
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	<link>http://whalehookloans.com/2009/07/21/unsecured-credit-cards-for-people-with-bad-credit/</link>
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		<title>By: Natalie</title>
		<link>http://whalehookloans.com/2009/07/21/unsecured-credit-cards-for-people-with-bad-credit/comment-page-1/#comment-246</link>
		<dc:creator>Natalie</dc:creator>
		<pubDate>Sun, 02 Aug 2009 19:45:53 +0000</pubDate>
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		<description>Hi there Dave Douglas. Just wanted to say thank you for twisting your editor&#039;s arm. 

I love your articles as I am in the situation you were in. You answered my questions about using secured credit cards to rebuild your credit. I bought a house in 2008 w/a score of 622 and was stunned to find that my score is now 563 (I guess b/c I closed 3 credit cards I had. 2 were for bad or slow credit and 1 was from Discover Card. I was so proud of that card), but I got mad one day b/c I got behind on payments and closed them all. Since I was behind no one would re-open them when I realized this hurt my score. 

So I have to start over. The balances together are less than $1300 so I&#039;m not heavily into debt. Anywho...thanks for the great info and YOUR personal experiences make your articles that much more legit. You&#039;re not saying what everyone else is saying. Please...keep up the good work.</description>
		<content:encoded><![CDATA[<p>Hi there Dave Douglas. Just wanted to say thank you for twisting your editor&#8217;s arm. </p>
<p>I love your articles as I am in the situation you were in. You answered my questions about using secured credit cards to rebuild your credit. I bought a house in 2008 w/a score of 622 and was stunned to find that my score is now 563 (I guess b/c I closed 3 credit cards I had. 2 were for bad or slow credit and 1 was from Discover Card. I was so proud of that card), but I got mad one day b/c I got behind on payments and closed them all. Since I was behind no one would re-open them when I realized this hurt my score. </p>
<p>So I have to start over. The balances together are less than $1300 so I&#8217;m not heavily into debt. Anywho&#8230;thanks for the great info and YOUR personal experiences make your articles that much more legit. You&#8217;re not saying what everyone else is saying. Please&#8230;keep up the good work.</p>
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